Heavy Industrial Contractor Insurance Coverage

Petrochemical operators and major industrial facility owners routinely require $5M to $25M in total liability capacity depending on the project type and facility risk level. We access umbrella and excess capacity to meet these requirements for established industrial contractors.

Yes. Process contractors who provide engineering input, design-build services, or recommendations on process specifications face professional liability exposure if their professional services are alleged to have caused a loss. This is separate from and in addition to general liability coverage.

Workers comp covers injuries arising from the specific hazards of industrial facility work — process chemical exposure, falls from elevated structures in operating plants, confined space incidents, electrical injuries, and heavy equipment injuries. Carriers experienced with industrial facility operations understand these risks and handle claims appropriately.

Petrochemical and refinery operators typically require ISO CG 2010/2037 AI endorsements, primary and non-contributory language, waiver of subrogation, and specific umbrella limits. Some operators have their own required endorsement forms. We verify your program meets facility owner requirements before you mobilize.

Yes, in most cases. Industrial contractor claims history is reviewed in context — what happened, what changed, and what your current safety program looks like. We work with multiple carriers who write industrial contractors with prior claims when the account is otherwise solid.

Yes. Contractors Choice Agency holds licenses in all 50 states and writes heavy industrial contractor programs coast to coast. NPN 8608479.

AM Best A+ rated specialty carriers with appetites for heavy industrial contractor risks. Carrier selection is based on your operation type, facility environments, and states.

Call 844-967-5247 immediately. We provide 2-hour claims response during business hours.

Yes. Monthly payment plans and premium finance options are available for industrial contractor programs.

Yes. Once coverage is bound, we issue certificates same day including AI endorsements and umbrella evidence as required by your facility owner clients.

Since 2005 — over 20 years. Heavy industrial contractor programs have been a specialty focus since 2009.

Business name, years in operation, annual revenue, number of employees, contractor type, states where you work, typical project environments, and claims history for the past 5 years.

Yes. Newer businesses may have fewer carrier options for high-limit umbrella, but we can typically place coverage that meets initial project requirements.

Yes. We coordinate multi-state workers compensation programs as standard for industrial contractors who work across state lines and jurisdictions.

Yes. We insure both union and non-union industrial contractors.

844-967-5247, Monday through Friday 8am to 5pm Mountain Time.

12220 E Riggs Road, Suite #105, Chandler, AZ 85249.

josh@contractorschoiceagency.com.

Yes. Submit the quote form at industrialcontractorsinsurance.com/quote and we will respond within 15 minutes during business hours.