Contractors Pollution Liability for Heavy Industrial Contractors
Industrial contractors working in operating refineries and chemical plants face pollution exposures from the facility environment. CPL covers third-party claims arising from pollution conditions that GL excludes.
What it covers
- Third-party bodily injury from process chemical exposure
- Property damage from pollution conditions in operating facility environments
- Cleanup costs for contractor-related pollution events in industrial facilities
- Defense costs for pollution-related claims
- Transportation pollution incidents involving industrial materials
Who it's for
- Contractors working in operating petrochemical, chemical, and process facilities
- Industrial contractors whose operations could create or contribute to pollution conditions
- Any contractor working in environments classified as pollution-prone
Why CCA
- CPL structured for industrial facility contractor operations — broader than standard contractor CPL
- Pollution coverage coordinated with GL to avoid gaps and overlaps
- Facility operator certificate requirements met including CPL evidence
- Higher limits available for contractors in major industrial facility environments
Common questions about contractors pollution liability
Most major refinery and chemical plant operators require CPL from contractors who work inside their facilities. Even when not required, the pollution exclusion in GL makes CPL essential for industrial facility work.
Yes. CPL covers third-party bodily injury and property damage from pollution conditions, including exposure to process chemicals that your operations disturb or come into contact with.
Yes. Contractors Choice Agency holds licenses in all 50 states and writes heavy industrial contractor programs coast to coast. NPN 8608479.
AM Best A+ rated specialty carriers with appetites for heavy industrial contractor risks. Carrier selection is based on your operation type, facility environments, and states.
Call 844-967-5247 immediately. We provide 2-hour claims response during business hours.
Yes. Monthly payment plans and premium finance options are available for industrial contractor programs.
Yes. Once coverage is bound, we issue certificates same day including AI endorsements and umbrella evidence as required by your facility owner clients.
Since 2005 — over 20 years. Heavy industrial contractor programs have been a specialty focus since 2009.
Business name, years in operation, annual revenue, number of employees, contractor type, states where you work, typical project environments, and claims history for the past 5 years.
Yes. Newer businesses may have fewer carrier options for high-limit umbrella, but we can typically place coverage that meets initial project requirements.
Yes. We coordinate multi-state workers compensation programs as standard for industrial contractors who work across state lines and jurisdictions.
Yes. We insure both union and non-union industrial contractors.
844-967-5247, Monday through Friday 8am to 5pm Mountain Time.
12220 E Riggs Road, Suite #105, Chandler, AZ 85249.
josh@contractorschoiceagency.com.
Yes. Submit the quote form at industrialcontractorsinsurance.com/quote and we will respond within 15 minutes during business hours.
Pair it with related coverage
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GL, workers comp, umbrella, and CPL — programs built for mechanical, electrical, civil, and process contractors on major industrial projects.