Coverage lines

Heavy Industrial Contractor Coverage Lines.

Every coverage line heavy industrial contractors need — from core GL and workers comp to professional liability and high-limit umbrella for major facility work.

Essential coverage

General Liability Insurance

Core protection for heavy industrial contractors — covering third-party bodily injury and property damage arising from your contracting operations in refineries, chemical plants, power plants, and major industrial facilities.

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Professional Liability (E&O)

Coverage for design-build contractors, mechanical and process engineers, and industrial contractors who provide professional services. Covers claims alleging errors in specifications, design, or professional recommendations.

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Workers' Compensation

Coverage for the specific injury patterns of heavy industrial contractor crews — process chemical exposure, falls from elevated structures, electrical injuries, confined space incidents, and heavy equipment injuries on industrial project sites.

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Commercial Auto

Fleet coverage for heavy industrial contractors — service trucks, equipment transporters, and vehicles carrying tools and materials to refinery, chemical plant, and power plant project sites across multiple states.

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Umbrella / Excess Liability

Heavy industrial project owners — refineries, chemical plants, petrochemical operators — routinely require $5M to $25M in total liability capacity. Umbrella coverage provides those limits above your primary GL and auto cost-effectively.

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Contractors Pollution Liability

Industrial contractors working in chemical, petrochemical, and process environments face pollution conditions from the facility itself and from contractor operations. CPL covers pollution-related third-party claims that GL excludes.

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Inland Marine / Equipment Floater

Covers your heavy industrial contractor tools, equipment, and materials at project sites, in transit, and at your yard. Protects against theft, damage, and loss of equipment deployed across multiple active industrial project sites.

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Builders Risk / Installation Floater

Covers industrial construction work in progress, installed materials and equipment, and staged materials at project sites for major industrial construction and turnaround projects until project completion and owner acceptance.

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We write programs for mechanical, electrical, civil, and process contractors working on major industrial facilities.

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