General Liability Insurance for Heavy Industrial Contractors
General liability is the foundation of every industrial contractor's insurance program — covering third-party bodily injury and property damage from your operations in refineries, chemical plants, power plants, and major industrial facilities.
What it covers
- Third-party bodily injury at industrial project sites
- Third-party property damage from your contracting operations
- Completed operations — claims arising after project completion
- Products liability for materials you supply
- Defense costs for covered claims
Who it's for
- Mechanical contractors on refinery and chemical plant turnarounds
- Electrical contractors on power plant and industrial facility projects
- Civil contractors on industrial infrastructure
- Process contractors on major facility construction and modification
Why CCA
- AI endorsements built for facility owner requirements — ISO CG 2010/2037, primary/non-contributory, waiver of subrogation
- Completed operations coverage appropriate for industrial project durations
- GL structured to work alongside CPL — no gaps in pollution-condition claims
- Same-day certificate issuance with facility owner endorsement language
Common questions about general liability insurance
Typically ISO CG 2010 (ongoing ops) and CG 2037 (completed ops), plus primary/non-contributory language and waiver of subrogation. Some operators have proprietary forms. We build what your clients require.
$1M per occurrence / $2M aggregate is the baseline. Most major operators require $5M+ total capacity, which means umbrella coverage above $1M primary.
Yes. Contractors Choice Agency holds licenses in all 50 states and writes heavy industrial contractor programs coast to coast. NPN 8608479.
AM Best A+ rated specialty carriers with appetites for heavy industrial contractor risks. Carrier selection is based on your operation type, facility environments, and states.
Call 844-967-5247 immediately. We provide 2-hour claims response during business hours.
Yes. Monthly payment plans and premium finance options are available for industrial contractor programs.
Yes. Once coverage is bound, we issue certificates same day including AI endorsements and umbrella evidence as required by your facility owner clients.
Since 2005 — over 20 years. Heavy industrial contractor programs have been a specialty focus since 2009.
Business name, years in operation, annual revenue, number of employees, contractor type, states where you work, typical project environments, and claims history for the past 5 years.
Yes. Newer businesses may have fewer carrier options for high-limit umbrella, but we can typically place coverage that meets initial project requirements.
Yes. We coordinate multi-state workers compensation programs as standard for industrial contractors who work across state lines and jurisdictions.
Yes. We insure both union and non-union industrial contractors.
844-967-5247, Monday through Friday 8am to 5pm Mountain Time.
12220 E Riggs Road, Suite #105, Chandler, AZ 85249.
josh@contractorschoiceagency.com.
Yes. Submit the quote form at industrialcontractorsinsurance.com/quote and we will respond within 15 minutes during business hours.
Pair it with related coverage
Get Your Industrial Contractor Insurance Quote
GL, workers comp, umbrella, and CPL — programs built for mechanical, electrical, civil, and process contractors on major industrial projects.