Builders Risk / Installation Floater for Heavy Industrial Contractors
For major industrial construction and turnaround projects, an installation floater or builders risk policy covers work in progress, staged materials, and installed equipment until project completion and owner acceptance.
What it covers
- Work in progress on major industrial construction projects
- Materials and equipment staged at industrial project sites
- Installed equipment before owner acceptance
- Temporary structures and facilities at project sites
- Damage from fire, theft, and other perils at industrial project locations
Who it's for
- Industrial contractors on major refinery or chemical plant construction projects
- Mechanical contractors installing major process equipment
- Any industrial contractor where work in progress and staged materials represent significant value before project acceptance
Why CCA
- Installation floater coverage that follows materials and work through project completion
- Per-project or annual reporting forms for industrial contractor project profiles
- Coverage designed for industrial construction material and equipment types
Common questions about builders risk / installation floater
No. GL covers third-party claims. Your own work in progress — installed equipment and materials before project acceptance — requires an installation floater or builders risk policy.
Sometimes. On major construction projects, facility owners often purchase project-level builders risk. But contractors may still need installation floaters for materials and work not covered by the owner's policy.
Yes. Contractors Choice Agency holds licenses in all 50 states and writes heavy industrial contractor programs coast to coast. NPN 8608479.
AM Best A+ rated specialty carriers with appetites for heavy industrial contractor risks. Carrier selection is based on your operation type, facility environments, and states.
Call 844-967-5247 immediately. We provide 2-hour claims response during business hours.
Yes. Monthly payment plans and premium finance options are available for industrial contractor programs.
Yes. Once coverage is bound, we issue certificates same day including AI endorsements and umbrella evidence as required by your facility owner clients.
Since 2005 — over 20 years. Heavy industrial contractor programs have been a specialty focus since 2009.
Business name, years in operation, annual revenue, number of employees, contractor type, states where you work, typical project environments, and claims history for the past 5 years.
Yes. Newer businesses may have fewer carrier options for high-limit umbrella, but we can typically place coverage that meets initial project requirements.
Yes. We coordinate multi-state workers compensation programs as standard for industrial contractors who work across state lines and jurisdictions.
Yes. We insure both union and non-union industrial contractors.
844-967-5247, Monday through Friday 8am to 5pm Mountain Time.
12220 E Riggs Road, Suite #105, Chandler, AZ 85249.
josh@contractorschoiceagency.com.
Yes. Submit the quote form at industrialcontractorsinsurance.com/quote and we will respond within 15 minutes during business hours.
Pair it with related coverage
Get Your Industrial Contractor Insurance Quote
GL, workers comp, umbrella, and CPL — programs built for mechanical, electrical, civil, and process contractors on major industrial projects.